UNDERWRITER II- MARINE & CASUALTY
GUARDIAN GENERAL INSURANCE LIMITED
REPORTS TO: TEAM LEADER - COMMERCIAL LINES
GENERAL INSURANCE AGENCY
The Underwriter is responsible for analyzing risk exposures and evaluating the most prudent terms to apply for New Business Acquisitions, Renewals and mid-year amendments for various insurance products.
Prepare Quotations for New Business, conduct Renewal Reviews and apply Renewals Amendments when required. Review underwriting transactions by binding brokers to ensure accuracy and compliance with GGIL underwriting guidelines, standard operating procedures and limits of authority. Conduct due diligence for assigned accounts through background research on clients and their risk to be covered. Conduct portfolio analyses for assigned accounts to monitor performance and loss ratios and recommend corrective action. Review and discuss Renewal listing with all Stakeholders to achieve retention target. Follow up on outstanding premiums on assigned clients/producers accounts. Prepare monthly reports to Team Leader with performance recommendations. Provide high levels of Red Carpet Customer Service to all stakeholders.
First Degree (At least 2nd class honors) in Sciences from a recognized tertiary level educational institution. 5 CXC/ CAPE (At least grade 2) passes including Mathematics and English Language. 2 A Level/ CAPE (At least grade B) passes CII- Certificate Level
2 - 3 years working experience with at least one (1) year in a General Insurance environment.
Work Ethic Quality Growth Serving People Job Knowledge/ Skills Planning/Organising/Flexibility Problem Solving/Analytical Skills Decision Making/ Risk Taking Team Orientation Interpersonal/Communication Skills
An Underwriter must possess strong analytical skills and pay close attention to detail. He/ She must have a positive work ethic, keen sense of customer service and good business acumen. He/ she must have the ability to operate and contribute positively in a team-based environment and take initiative; as evidenced by the ability to self-manage, organize and prioritize work.